Category: Law Blogs

What Happens When Airbags Maim

What Happens When Airbags Maim

Airbags have been one of the most important safety developments for motor vehicles, saving thousands of lives and preventing catastrophic injuries. But at times airbags can maim and kill. Just ask Bethany Benson or her family and friends. The Toronto Star published Bethany’s story in the March 20, 2015 issue. The full article can be read by clicking here. Bethany was just 21 years old when a car collision damaged her brain and left her crippled and broken. She was the

Increased Insurance Premiums, Fewer Benefits: Auto Accident Victims Lose Again

Increased Insurance Premiums, Fewer Benefits: Auto Accident Victims Lose Again

On the heels of the report that auto insurers are making billions of dollars in Ontario, the Liberal government has announced further massive cuts to benefits guaranteeing that auto insurers will make billions more in insurance premiums! For those most seriously and critically injured, the changes are drastic — a 50% reduction in coverage. There will also be changes to make it more difficult for injured victims to qualify for the enhanced coverage. The reductions include: There is no need

The Truth Revealed About Auto Insurance Companies’ Profits in Ontario

The Truth Revealed About Auto Insurance Companies’ Profits in Ontario

Note: This post was originally published on the Ontario Trial Lawyers Association website. Bonn Law’s Kristian Bonn is a director of the Ontario Trial Lawyers Association and a proud contributor to its blog. Dr. Fred Lazar and Dr. Eli Prisman, from the York University Schulich School of Business conclude in a recent study that for the period 2001 to 2013 consumers in Ontario have likely overpaid for auto insurance by between $3 and $4 billion. This money has not gone to accident victims

Accident Benefits: Auto Collision Victims Shafted

Accident Benefits: Auto Collision Victims Shafted

In late 2014, the Liberal Ontario government passed Bill 15, the “Fighting Fraud and Reducing Automobile Insurance Rates Act, 2014”. The new law only benefits multi-billion dollar insurance companies while giving auto collision victims in Ontario the shaft when in need of accident benefits. Here are some of the new lows coming from the Bill: The most egregious change is the removal of the right for auto accident victims to access the civil courts if an insurance company refuses to

Tobogganing Ban: Much Ado About Nothing

Tobogganing Ban: Much Ado About Nothing

This week, the National Post ran a story with the headline, “Tobogganing under threat in the U.S. and Canada: Cities instituting bans after sledding injuries lead to lawsuits”. The story refers to communities in the U.S. and in Canada that are starting to restrict or, in places, outright ban tobogganing. As expected, the title of the article causes the public to believe that personal injury lawsuits are out of control and need to be restricted or limited. Nothing could be further from

Read the Fine Print Before Getting on the Plane

Read the Fine Print Before Getting on the Plane

When the calendar turns over to January 1, many Canadians pack up and head south. Once you are outside of Canada, most provincial healthcare plans will not cover your medical costs and expenses if you need medical help. The results can be devastating. As a personal injury insurance lawyer, I’ve had clients who went into hospitals in the United States come out with bills of over $100,000. Each person had applied for and received travel medical insurance, but the insurers

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