Accident Benefits Lawyer

Accident benefits are a mandatory component of all automobile insurance policies in Ontario. These benefits provide crucial financial assistance to individuals who are injured or killed in a motor vehicle accident, regardless of who is at fault. The Statutory Accident Benefits Schedule (SABS) outlines the specific benefits available, which include:

Income Replacement Benefits: If you are unable to work due to your injuries, you may be eligible to receive up to 70% of your gross income, capped at $400 per week. Optional coverage can increase this amount to $1,000 per week.

Non-Earner Benefits: If you do not qualify for income replacement benefits and are unable to carry on with your normal activities, you may receive $185 per week.

Caregiver Benefits: If you are the primary caregiver for a dependent and can no longer provide care due to your injuries, you may be compensated for hiring someone to assist with caregiving.

Medical, Rehabilitation, and Attendant Care Benefits: These benefits cover the costs of medical treatments, rehabilitation services, and attendant care required as a result of your injuries.

Death and Funeral Benefits: In the unfortunate event of a fatal accident, these benefits provide financial assistance for funeral expenses and compensation to the deceased’s family. The following is to be paid out:

• $25,000 to spouse
• $10,000 to each of dependents
• A maximum of $6,000 for funeral expenses
• $10,000 to former spouses if the person had financial obligations to them

You have the options to increase limits up to $50,000 for your spouse, $20,000 to dependents, and $8,000 for funeral expenses.

• Other Expenses: Accident benefits also cover additional costs such as housekeeping and home maintenance, lost educational expenses, and expenses for visitors during your recovery